Nestly
Watch your future grow, one nest at a time.
Nestly helps you project your savings, 401(k), Social Security, Medicare costs, and investments over time — guiding you to build a secure financial future.
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⚡ Quick Start
See Your Results in 8 Seconds
Enter your age, current balance, and investment strategy to see your retirement projection instantly
Smart Planning
Basic calculations run on your device. Advanced features like Monte Carlo use our secure servers.
Current Age
You have 30 years until retirement age
Target Retirement Age
When you want to retire
Current 401(k) Balance
This is your starting amount. We'll add your contributions and growth from here.
Contribution Plan
$15,000/yr
Suggested
Balanced defaults ($15,000/yr baseline, adjustable)$15,000/yr
$100$23,500
Adjust to explore higher or lower annual savings while staying on this strategy.IRS Max $23,500
2025 employee limitAutomatically increases each year with IRS adjustments (projected with 2.5% inflation until official limits are announced).Investment Strategy
Moderate risk and returns (60% stocks / 40% bonds)
BALANCED STRATEGY
Retirement in 30 years
Portfolio at Age 65
$1,038,411
$2,178,137 in future dollarsMonthly Income (4% Rule)
$3,461/month
Total Contributions
$450,000over 30 years
$15,000 annuallyRetirement Duration
Until Age 95(30 years)
Retirement Readiness
On track for comfortable retirementComfortable (85%)
📊 These are estimates based on historical market averages.
Actual results will vary based on market conditions and personal circumstances.
Actual results will vary based on market conditions and personal circumstances.